{"id":7947,"date":"2026-10-16T22:25:08","date_gmt":"2026-10-16T22:25:08","guid":{"rendered":"https:\/\/eukr.be\/?post_type=eukr_info&#038;p=7947"},"modified":"2026-10-16T22:25:12","modified_gmt":"2026-10-16T22:25:12","slug":"%f0%9f%87%a7%f0%9f%87%aa-basic-bank-account-in-belgium","status":"publish","type":"eukr_info","link":"https:\/\/eukr.be\/nl\/eukr_info\/%f0%9f%87%a7%f0%9f%87%aa-basic-bank-account-in-belgium\/","title":{"rendered":"\ud83c\udde7\ud83c\uddea Basisbankrekening in Belgi\u00eb"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Directive 2014\/92\/EU<\/strong> of the European Parliament and of the Council of 23 July 2014 \u2014 Payment Accounts Directive (PAD).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Implemented in Belgium through <strong>Book VII, Title 3, Chapter 8, Articles VII.56\/1\u2013VII.59\/3<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Provision<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Article 16 \u2014 Right of Access to a Payment Account with Basic Features<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This provision requires EU Member States to ensure that any consumer legally residing in the European Union has the right to open and use a basic payment account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This right applies regardless of the person\u2019s place of residence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The concept of legal residence covers not only EU citizens but also third-country nationals who have a legal basis for staying in the EU. The Directive explicitly includes asylum seekers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Another Important Provision<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Article 15 \u2014 Non-discrimination<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banks must not discriminate against applicants on the grounds of nationality or place of residence when they apply to open a payment account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These provisions establish an important legal framework for Ukrainian citizens residing in Belgium under temporary protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Source:<\/strong> \u2060<a href=\"https:\/\/www.mi-is.be\/sites\/default\/files\/documents\/faq_version_10_novembre_2023.pdf?utm_source=chatgpt.com\">Directive 2014\/92\/EU \u2014 EUR-Lex<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oorspronkelijke bericht op Telegram \u2192 <a href=\"https:\/\/t.me\/refugeesinBelgium\/199246\">https:\/\/t.me\/refugeesinBelgium\/199246<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Directive 2014\/92\/EU of the European Parliament and of the Council of 23 July 2014 \u2014 Payment Accounts Directive (PAD). Implemented in Belgium through Book VII, Title 3, Chapter 8, Articles VII.56\/1\u2013VII.59\/3. Key Provision Article 16 \u2014 Right of Access to a Payment Account with Basic Features This provision requires EU Member States to ensure that [&hellip;]<\/p>\n","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7947","eukr_info","type-eukr_info","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud83c\udde7\ud83c\uddea Basic Bank Account in Belgium - EUKR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eukr.be\/eukr_info\/\ud83c\udde7\ud83c\uddea-basic-bank-account-in-belgium\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud83c\udde7\ud83c\uddea Basic Bank Account in Belgium - EUKR\" \/>\n<meta property=\"og:description\" content=\"Directive 2014\/92\/EU of the European Parliament and of the Council of 23 July 2014 \u2014 Payment Accounts Directive (PAD). 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